Terms & Conditions of Use – Smart Trader App

In these Terms, unless the context requires otherwise:

• “App”, “Smart Trader”, “we”, “our”, “us” refers to the Smart Trader mobile application and related website(s), including smarttrader.cloud, which operate as part of the ForexMarketPlace.org ecosystem.
• “User”, “you”, “subscriber” means any natural person who creates an account on the app, accesses its content or subscribes to any plan.
• “Service” means all analytical tools, AI trading insights, classic technical analysis, money management tools, educational content and other features made available through Smart Trader.
• “Brokers”, “regulated brokers” refers to licensed financial brokers such as CFI, XM, EVEST and Exness, and any other regulated broker that may be promoted or linked from the app (e.g. CFI Egypt, XM Saudi Arabia, EVEST Egypt, Exness Egypt, Exness Saudi Arabia, etc.).
• “Subscription” means any paid plan granting access to part or all of the Service, whether structured as an IB subscription or a non-IB subscription.
• “IB subscription” (Introducing Broker subscription) refers to a plan where Smart Trader or its operator may act as an introducing broker or marketing partner with some regulated brokers and may receive commissions from those brokers in relation to trading volumes generated via official referral links.
• “Non-IB subscription” refers to a plan that allows you to use the Service without linking your trading account to any introducing broker or commission arrangement via the app.
• “Crypto wallet for subscription” means a dedicated crypto wallet address or setup used solely to receive digital asset payments for subscription fees, and not for trading capital, investment management or custody of client funds.

Smart Trader is an AI-enhanced trading assistant designed to provide:

• Market analysis and ideas that combine AI trading insights with classic technical analysis for Forex, gold and indices.
• Risk and money management tools for position sizing and capital protection.
• Educational and explanatory content about trading and financial markets.
• Official referral links to regulated brokers such as CFI, XM, EVEST and Exness in Egypt, Saudi Arabia, UAE, Jordan and other regions.

Smart Trader does NOT:

• Operate as a broker, bank or licensed investment firm.
• Receive trading deposits or hold client trading funds in the app.
• Manage investment portfolios or execute trades on your behalf.
• Provide personalised investment advice tailored to your individual circumstances.
• Guarantee any fixed profits, returns or specific performance from AI trading or any strategy.

The Service is provided strictly as an analytical, educational and informational tool. You remain fully responsible for your trading decisions and for assessing whether trading is suitable for you.

3.1 IB subscription (Introducing Broker)

Under certain plans, Smart Trader operates as part of the ForexMarketPlace.org ecosystem as an Introducing Broker (IB) or marketing partner with some regulated brokers, including but not limited to CFI, XM, EVEST and Exness. In these cases:

• The app or its operator may receive commissions from the broker relating to trading volumes of clients who open accounts using our official referral links (for example CFI Egypt, XM Saudi Arabia, EVEST Egypt, Exness Egypt or Exness Saudi).
• Such commissions are paid by the broker and do not increase the spreads or fees disclosed by the broker to you as a client.
• The existence of an IB relationship is disclosed in these Terms and, where appropriate, within the description of the relevant subscription plan.

3.2 Non-IB subscription

Other plans allow you to use Smart Trader’s tools and content under a non-IB subscription, where:

• Your trading account is not linked to any introducing broker code associated with the app.
• You use the Service (AI trading insights, risk management tools, educational content) without any commission relationship between Smart Trader and your broker.
• You open and manage your trading account independently with any broker of your choice.

You are free to choose between IB and non-IB subscription models according to your preferences. In all cases, the inherent risk of trading does not change.

Smart Trader offers paid subscription plans. Fees may be payable using various methods determined by us from time to time, which may include:

• Traditional online payment gateways (where available).
• A dedicated crypto wallet for subscription to receive digital asset payments for access to the Service.

By paying any subscription fee, you acknowledge that:

• All amounts paid are Service fees for analytical tools, AI insights, money management features and educational content, not deposits for trading.
• Any payment made via crypto wallet or other payment method is not a trading investment and does not create a managed account or pooled investment scheme.
• We are not responsible for price volatility of cryptocurrencies, network fees, mistaken addresses, or technical errors arising from your own handling of crypto transfers.

We reserve the right to adjust subscription prices, change available payment methods, or discontinue certain payment options, with reasonable notice via the app or website where appropriate.

Smart Trader provides official links to regulated brokers such as CFI, XM, EVEST and Exness in different regions (for example: CFI Egypt, CFI Saudi, XM Egypt, XM Saudi Arabia, EVEST Egypt, Exness Egypt, Exness Saudi Arabia, etc.).

By using these links, you understand and agree that:

• The legal and contractual relationship relating to your trading account (including deposits, withdrawals, leverage, spreads, margin calls, etc.) is strictly between you and the relevant broker.
• Smart Trader is not a party to your brokerage agreement and is not responsible for the broker’s platforms, execution, pricing, regulation or decision-making.
• Any introducing broker commissions received by Smart Trader (under IB plans) are paid by the broker and do not alter the broker’s terms or regulatory obligations towards you.

You must always conduct your own due diligence on each broker, review its licenses, risk disclosures and local legal status in your country (Egypt, Saudi Arabia, UAE, Jordan or elsewhere) before opening an account or funding it.

Trading in foreign exchange (Forex), contracts for difference (CFDs), gold and indices carries a high level of risk and may not be suitable for all investors. By using Smart Trader, you confirm that:

• You may lose a substantial portion or all of your trading capital.
• Leverage can magnify both profits and losses and can lead to rapid loss of funds, especially when trading with brokers like Exness, CFI, XM or EVEST.
• Past performance of any strategy, AI trading setup or analysis does not guarantee or predict future results.
• Smart Trader does not provide or promise fixed returns or risk-free income.
• You are solely responsible for deciding when and how to open, manage and close trades on any broker platform.

Any references inside the app to “opportunities”, “zones”, “scenarios” or “AI trading insights” are provided for analysis and education, and must not be treated as direct instructions to buy, sell or hold any instrument.

To the maximum extent permitted by applicable law, Smart Trader, its owners, partners, employees and representatives shall not be liable for:

• Any direct, indirect, incidental, consequential or special losses resulting from your use of the app or reliance on any information, analysis, AI trading insights or educational content.
• Any loss arising from technical issues, downtime, delays in updates, data errors, or interruptions in Internet connectivity.
• Any actions or decisions you take in relation to brokers (CFI, XM, EVEST, Exness or others), including account opening, deposits, withdrawals and trading.
• Any unauthorized access to your account resulting from your failure to keep your login details secure.

If, notwithstanding the above, any liability is established against Smart Trader, such liability shall be limited, to the fullest extent allowed by law, to the amount of subscription fees you paid to us for the Service during the period in which the event giving rise to the claim occurred, and shall not extend to your trading capital held with any broker.

By using Smart Trader, you confirm that:

• You have reached the legal age of majority in your country (usually 18 years or older) and have full legal capacity to enter into binding contracts.
• You are using the app on your own behalf and not on behalf of another person without a valid legal authorization.
• You are responsible for ensuring that your use of the app and any trading activity with brokers complies with the laws, regulations and tax rules that apply in your country of residence.

You agree not to:

• Misuse the app, attempt to hack it or disrupt its normal operation.
• Copy, reproduce, resell or commercially exploit the app or its content without prior written consent.
• Use the Service for any illegal purpose or in violation of applicable regulations in your country.
• Provide false, misleading or impersonated information when creating or using your account.

We may suspend or terminate your access to the Service, without refund of subscription fees for remaining periods, if you materially breach these Terms or engage in behaviour that is unlawful, abusive or harmful to the app, its users or its partners.

All intellectual property rights in Smart Trader, including but not limited to the app’s name, logo, design, user interface, databases, text, graphics and educational materials, are owned by or licensed to the Service provider.

You are granted a limited, non-exclusive, non-transferable licence to use the app and its content for your personal use only, strictly in accordance with these Terms. You may not copy, modify, distribute, reverse engineer or create derivative works from the app or its content, except as expressly permitted by law.

We reserve the right to amend or update these Terms from time to time in order to reflect changes in technology, law, our services or the way we operate within the ForexMarketPlace.org ecosystem. When we make material changes, we will publish the updated version on this page and, where appropriate, notify you via the app or email.

Your continued use of the app after the updated Terms have been published will constitute your acceptance of the revised Terms, so we encourage you to review this page periodically.

Because laws differ from one country to another, these Terms are written in a general form. You are responsible for verifying how these Terms interact with the mandatory legal requirements of your country of residence.

If any provision of these Terms is found to be invalid or unenforceable under the laws of your jurisdiction, that provision shall be applied to the maximum extent permissible, and the remaining provisions shall remain in full force and effect.

You acknowledge that online trading in Forex and CFDs is subject to complex regulatory frameworks, and that you should seek independent legal or financial advice where necessary.

If you have any questions or comments regarding these Terms & Conditions or Smart Trader in general, you can contact:

• Support: support@forexmarketplace.org
• Please include your username (if applicable) and a clear description of your question or feedback.

We recommend that you keep a copy of these Terms & Conditions and review them before renewing or upgrading your subscription.